The Weekend Toast series is a collection of recently published articles by other bloggers that I put together to share. Consider this your one stop shop for remaining up-to-date on being a badass.
So, grab your drink of choice, put your feet up and get ready to read!
This week: choosing retirement accounts; paying off mortgage; living below your means; increasing confidence; finding the best airfare; asking for a raise
Cheers! (Featured: cucumber martini)
I literally was just talking about retirement accounts with a colleague the other day and 403b and 457b came up. EducatorFI has the perfect article defining each and can help you if you are stuck with trying to figure out which is right for you (or if you can do both)! Check it out 403b vs 457b : Which Should I Choose?
As a new homeowner (read that story here), I’ve got the burden of mortgage debt. Luckily for me, I don’t have any other loans to pay off, and I enjoy that feeling of being debt free so much, that it has definitely crossed my mind that I need to make a plan for paying off my home early. However, the question is, is that the best decision to make? Money Saved Money Earned agrees that you absolutely should, and also addresses roadblocks that may be in your way from doing so. See if you agree! Should You Payoff Your Mortgage Early?
One very simple method of saving money, is to spend less than you make. Well, Duh. Hopefully no one reading this is overspending their paychecks. However, the more you make, the more likely it is I think to get trapped in lifestyle inflation and the whole keeping up with the Jones’…then next thing you know, you’re not saving as much as you used to, or as much as you should. Dr. Breathe Easy Finance writes an article on how you can make sure that you don’t cross the line and stay within your means. Check it out and see what you think. How to Live Below your Means in 7 Easy Steps.
Everyone always says “fake it till you make it” in regards to showing confidence and not letting people see your self doubt. The Mastermind Within has written a post gives us step by step advice on how to work on ourselves in this regard. 6 Steps to Becoming More Confident in the Workplace and in Life
Are you starting to plan and look into fall and holiday travels? I purposely took extra time off before Christmas this year so that I had the flexibility of traveling on not-so-crazy cheaper flying days. Last year I paid almost 800 dollars just to fly home from SoCal to southern Illinois. Definitely did not want a repeat of that this time around. HH Lifestyle Travel has a post on the 10 tips to find the best airfare so that you don’t get stuck overpaying for your trips.
Have you ever asked for a raise? I haven’t. Not yet anyway. Part of me doesn’t know how to ask the question or how to justify how much I’d want. Invested Wallet outlines what you need to do before you ask, how to approach your superiors, and what to consider should you not get what you want. Check it out and see if this helps you! Asking for a Raise: How to Get the Money You Deserve.